Elysium Lab's B2C model creates an interconnected ecosystem that addresses users' needs on one platform. By eliminating the need for multiple platforms, we enhance convenience, retain competitive pricing, and deliver continuous value, ensuring a seamless user experience.

• Subscription Services: Users pay $5 to $15 per month for features like card issuance, reduced exchange fees, advanced security, transaction reports, tax-ready statements, and pre-screening tools, appealing to those prioritizing security and convenience.
• Exchange Fees: A 0.3% to 3.5% fee is applied to Crypto Exchanges and FIAT On-Off Ramp. Users value the security, reliability, and convenience, making these fees justified.
• Debit Card Fees: We offer virtual/physical debit cards with 0.5% to 1.5% fees for payments and automatic digital asset conversion. The seamless spending experience makes these fees worthwhile.
• Third-Party Transaction Sponsor: Companies may sponsor user transaction fees for exposure, appealing to sponsors seeking visibility and users enjoying reduced costs.
• Third-Party Service Referral: We integrate third-party services (e.g., vacations, e-commerce in Bitcoin) into our platform, earning a 10% revenue share through referral agreements, offering seamless access to services for users and valuable customer reach for providers.
• DeFi Lending and Investment Fees: A 10% fee on profits from lending and investments, a performance-based structure that aligns our interests with user success.
• We have many more stream in the pipeline

Pricing Table

| | Service | Standard | Premium | VIP | | Elysium Costs for X Provider | Elysium Margin (final gross earnings in bank account) | | --- | --- | --- | --- | --- | --- | --- | --- | | Price | | Free | 5$/Month | 12$/Month | | | | | Standard Features | On-Off Ramp | • 2.5% fee for sums below $100. • 2% fee for amounts between $100 and $1,000. • 1.5% fee for values exceeding $1,000. • 1% fee for values above $100k. | • 2% fee for sums below $100. • 1.5% fee for amounts between $100 and $1,000. • 1% fee for values exceeding $1,000. • 0.5% fee for values above $100k. | • 2% fee for sums below $100. • 1.5% fee for amounts between $100 and $1,000. • 1% fee for values exceeding $1,000. • 0.5% fee for values above $100k. | | | | | | SWAP / Exchange | 0.85% (protocol fees included). | 0.75% (protocol fees included). | 0.65% (protocol fees included). | | | | | | Staking | 10% fee on profits. | 9% fee on profits. | 8% fee on profits. | | | | | | Internal Transaction (Between Elysium Users) | Free | Free | Free | | | | | | External Transaction (Outside Elysium, L1 & L2) | 0.4% Network Fee Included? | 0.3% Network Fee Included? | 0.2% Network Fee Included? | | | | | | 3rd Party Service Access | Included | Included | Special Access for VIP services | | | | | Portfolio Analisys | Portfolio Analysis | Included | Included | Included | | | | | | Spending Statistics | Limited | Full Access | Full Access | | | | | | Tax Statements | 50$ | 20$ | Included | | | | | | | | | | | | | | Cards | Card Crypto<>FIAT Swap | 1.5% Fee | 1% Fee | 0.5% Fee | | | | | | ATM Withdrawals | 150$/Month Free After, 2% fee | 250$/Month Free After, 2% fee | 500$/Month Free After, 2% fee | | | | | | Exclusive Card | - | Personalized Premium Card | Personalized Metal Card | | | | | | Virtual Card | Up to 1 | Up to 2 | Up to 3 | | | | | | | | | | | | | | Security | Hardware Factor | 60$ all included for Elysium hardware wallet | 40$ all included for Elysium hardware wallet | 20$ all included for Elysium hardware wallet HW Personalized | | | | | | | | | | | | | | Support | Standard Support | Faq & Web Chat | Faq & Web Chat | Faq & Web Chat | | | | | | Priority Support | - | In-App Chat | In-App Chat | | | | | | | | | | | | | | Other Benefits | Early adopter new features | No Except Beta Tester | yes | yes | | | | | | Merchandise Discount | - | 10% | 15% | | | |

Forecasts To Verify

• Models and Assumptions: Describe the models used for forecasting and the underlying assumptions.

• Forecasting Methodologies: How Elysium estimates future revenue.

Price-Volume Planning: Price in CHF > ARPU 20CHF

ARPU Assumption: CHF 20 This ARPU (Average Revenue Per User) is calculated as a blended average across multiple revenue streams, each contributing a different amount based on user engagement:

• Transactions: Users make an average of 20 transactions per month, each worth $50. Elysium charges a 0.15% fee, generating $1.5 per user/month.
• Exchange Services: With a 0.5% fee on swaps and exchanges, Elysium generates an ARPU of $4.5 per year from users who participate in this service.
• Subscription Model: Elysium’s premium features are offered via a subscription priced at $96 annually. This price is based on similar fintech services, adjusted for promotions and strategy.
• However, only a portion of paying users are expected to adopt the subscription.
• On & Off Ramp: Elysium collects a 1.5% fee on deposits (average deposit $1,500 per user annually), yielding $22.5 per user/year.
• This calculation excludes withdrawal fees for conservatism.

The ARPU of CHF 20 reflects a weighted average of all these services, assuming that different users will interact with different features at varying levels of intensity.

Price-Volume Planning: Volume in # of items

Download Growth Assumptions:

• The number of downloads is projected to grow at a CAGR of 17%, starting with a base of 2,000 users in Q4 2024. This represents total app installs, from which a portion will activate the wallet and eventually become paying users.
• User Conversion Assumptions:
• 50% of downloads will activate the wallet. 25% of wallet activators will become active users (regular users of the wallet). 10% of active users will convert to paying users, engaging with paid services such as transactions, exchange services, subscriptions, and on/off ramps. Service Adoption Growth:
• Transactions, Exchange, and On/Off Ramp Services: Starting at 5% adoption in 2024, growing to 50% by 2029.
• Subscription Service: Starting at 0% in 2024, growing to 8% adoption by 2029.

Paying Users:

• 2024: 800
• 2025: 5,300
• 2026: 35,000
• 2027: 230,000
• 2028: 1,500,000
• 2029: 9,000,000

Why our user base will Grow

Assumptions & Comparisons